What I sell
Three things, in Texas, and I will tell you when none of them is the answer. Here is each one, what it is actually for, and what I would want to know before recommending it.
01 — TWO THINGS FIRST
I am licensed in Texas and nowhere else. If you found this from somewhere else I cannot sell you anything. I am still happy to answer a question. I just cannot be the person who writes it.
There are no prices on these pages. Not because I am hiding them: a real number depends on your age, your health and the amount of cover, and a number posted on a website that does not know any of that is a marketing device rather than a quote. Ask me and I will get you a real one.
Austin, Texas. The only state I can write in.
Ask me the awkward one
Whether you want to do this job or you are working out what cover you need, the first message is the same: tell me what is actually going on and I will tell you what I would do — including when the answer is that you should keep your money.