Talk to me
Tell me what is going on and I will tell you what I would do. Sometimes that is a policy. Sometimes it is "you are 24 with no kids, keep your money."
01 — WHICH ONE ARE YOU
Two different conversations
You want to do this job
Anywhere in the country. Ask me the awkward questions first. What it costs, how long before anything happens, and what I get out of you joining. I would rather answer those now.
You are looking at coverage
Texas only, because that is where I am licensed. Bring your actual situation rather than a product name and we will work out whether you need anything at all.
02 — THE PROCESS
What happens if you message me
You tell me what is going on. New kid, new job, someone in your family just had a scare, or you are only curious. All fine.
I ask some questions. Age, health, who depends on you, what you are already paying for. Nothing you would need to look up.
I tell you what I would do. Sometimes that is a policy. Sometimes it is not, and sometimes it is term, which I do not sell.
I am not going to message you eleven times. If you go quiet, I will take that as a no.
03 — MESSAGE ME
Tell me what is going on
No product names needed. Tell me the situation and I will tell you what I would do, including when the answer is that you do not need anything.
Or reach me another way
The form comes to me with your details already in it, which is why it gets the fastest answer. These work too.